West Marin Senior Services and the Health Insurance Counseling Program offer a FREE seminar on ANNUAL CHOICES & CHANGES on Thursday, October 13th at 1:30 pm. at the Volunteer Center 11431 Highway One, Suite 20, Point Reyes Station, CA. Learn which Part D premiums and formularies are changing; Understand Advantage plans; How to pay less for medications.  Contact Mark Solomons @ 415.663.8148 x103 or mark@wmss.org for more info.